Does Car Insurance Cover Other Drivers
Will My Car Insurance Cover Other Drivers? In most cases, car insurance policies will cover damages to a vehicle, no matter who was driving your car. However, this is not always true. It is important to check your specific policy, or inquire about this coverage from any company you receive car insurance quotes from. Also, different states have different policies when dealing with these situations so it is important to be thorough when searching for car insurance coverage. Who‘s Responsible For Damage? Most commonly the car‘s owner is responsible to have liability coverage to pay for damages to another vehicle or property.
Nearly all states mandate liability coverage. In the case of an accident, it will depend on who was at fault. Download Rather Be. Movavi Video Converter Serial Key 14.
If a friend driving your car hit another vehicle, then your liability insurance should cover the damages. Before you get in the drivers seat of someone else‘s car or let someone else drive your car, remember to make sure the vehicle has adequate insurance coverage for all parties involved. You may want to check with your insurance agent to see what your policy all covers and look into your state‘s laws regarding driving someone else‘s vehicle. But, here are some good rules of thumb: Always make sure you have the owner‘s permission to be operating their vehicle before getting behind the wheel. Blaupunkt 5 Disc Cd Changer Peugeot 307 Manual Pdf. So if you were driving in your friend‘s car and got into a fender bender your friend will likely would file the car insurance claim with his or her insurance company. This is the case even if your friend was not in the car while you got in the accident in their car. As long as you had permission to be driving the car, the majority of time the car insurance follows the car first for coverage.